Insurance Appeal Guides

Everything you need to know to fight your insurance denial and win.

Guide

How to Appeal an Insurance Denial (Step-by-Step Guide)

Your insurance denied your claim. Here's exactly what to do next — and how to win your appeal.

April 20258 min read
Template

Insurance Denial Appeal Letter Template (Free)

A proven appeal letter template used by thousands of patients to overturn insurance denials.

April 20255 min read
Guide

What To Do When Your Insurance Denies a Claim

Don't accept a denial. Learn your rights and the exact steps to take when your insurance says no.

April 20256 min read
Deep Dive

Why Cigna Denies Prior Authorization (And How to Win)

Cigna denies more prior auth requests than almost any major insurer. Learn their exact patterns — and the strategies that overturn them.

April 20259 min read
Strategy

Step 2 Appeal vs External Review: Which One Actually Works

Most people don't know they have two separate weapons against insurance denials. Here's when to use each.

April 20257 min read
Tactics

How to Use Your EOB to Build a Stronger Insurance Appeal

Your Explanation of Benefits contains the exact codes and data you need to build a winning appeal.

April 20256 min read
Tactics

Medical Necessity Denials: The Exact Language Insurers Fear

Insurance companies use specific language to deny claims. Here's the counter-language that reverses those denials.

April 20258 min read
Guide

What Happens If You Miss the Insurance Appeal Deadline

Missed the deadline? You may still have options. Here's exactly what to do — and what rights you still have.

April 20256 min read
Tactics

How a Doctor's Peer-to-Peer Review Can Reverse a Denial

A peer-to-peer review lets your doctor speak directly to the insurer's physician. It's the fastest way to reverse a denial.

April 20257 min read
Legal Rights

Experimental Treatment Denials: Your Rights Under ERISA

Insurers label treatments "experimental" to avoid paying. Under ERISA and the ACA, you have specific rights to fight back.

April 20259 min read

Ready to Fight Your Denial?

Generate a professional appeal letter in under 60 seconds.

Generate My Appeal Letter